Borrowing capacity

Find out in seconds the maximum amount you can borrow, based on your income and situation.

Your information

Net monthly income

GBP

Existing credit payments

GBP

Example: a car loan or personal loan instalment. Leave at 0 if you don't have any.

Loan type

Personal loan5,9 %

Business loan4,5 %

Mortgage loan3,4 %

Repayment term

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Repayment capacity33% / 33%

Repayment capacity—

Maximum borrowable amount—

Applied rate—

Estimate based on a maximum debt ratio of 33%, standard among financial institutions. No contractual value.